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Net worth calculator

Everything you own minus everything you owe — the one number that tells you whether the whole picture is moving forward. Check it every 90 days.

Your net worth

Use what things would sell for today, not what you paid. Skip anything you couldn't actually sell — points, warranties, furniture guesses. Honest inputs make the trend worth watching.

What you own
$
$
$
What you owe
$
$
$
Net worth
$9,800

$30,700 owned − $20,900 owed.

Total assets$30,700
Total debts$20,900
Biggest pieces
Retirement accounts (401k, IRA)$18,500
Car (what it would sell for)$9,000
Checking & savings$3,200
Student loans (owed)−$12,000
Car loan (owed)−$6,500
Credit cards (owed)−$2,400

Write this number down with today's date. The single most useful thing a net worth statement does is exist twice — the comparison in 90 days tells you more than any single reading.

Debts dragging the number down? Build the payoff plan. Assets not growing? See what steady contributions become.