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Debt payoff calculator
Put in what you owe, then move the payment slider. The tape redraws as you drag, so you can see what an extra $50 a month actually buys you.
Your payoff plan
Avalanche clears the highest interest rate first and costs less. Snowball clears the smallest balance first and gives you a win sooner.
Your minimums total $480.
Credit Card
$6,200 · 24.99% · $155/mo min
Store Card
$1,400 · 9.9% · $45/mo min
Car Loan
$12,000 · 6.5% · $280/mo min
Paying $680 a month toward $19,600 of debt.
Each step is one month. The curve steepens as each debt clears and its payment rolls into the next.
Add a debt
Want the reasoning behind the two strategies? Read the credit guide.
Now pick the order that frees cash fastest
Avalanche, snowball, or cash-flow index? Our guide compares all three honestly — and once the cards are gone, the same cash flow can attack your mortgage.