Terms of use

These terms cover your use of GV Freedom. Using the site means you accept them. They are short on purpose.

Education, not advice

Everything here is general financial education. We are not your financial adviser, broker, accountant, attorney or credit-repair organisation, and nothing on this site creates that relationship. The calculators return arithmetic based on the numbers you type; they do not know your circumstances and do not produce a recommendation. Before acting on anything you read here, check it against your own situation, and speak to a qualified professional where the stakes warrant it.

We do not promise any particular result. Credit scores, investment returns, loan approvals and payoff dates depend on facts we cannot see and on decisions lenders make for their own reasons.

Accuracy

We aim to be accurate and to correct what is wrong. Rates, fees, product terms and rules change constantly, and an article that was right when published may not be right when you read it. Always confirm the current terms with the provider before you commit to anything.

Affiliate links

Some links to financial products earn us a commission at no extra cost to you. That never decides what we recommend. The full explanation is on our affiliate disclosure page.

Using what is here

The articles, calculators, guide and design are ours. You are welcome to read, use, print and link to them. Please do not republish them as your own, scrape the site at scale, or use it to build a competing product. Quoting a passage with a link back is fine and encouraged.

Do not use the site to break the law, to attack it, or to submit anything to our forms that is not yours to send.

Other sites

When you follow a link to a partner or any other site, their terms and privacy policy take over. We do not control what they do and are not responsible for it.

Availability and liability

The site is provided as it is. We do not guarantee it will always be available or error-free. To the fullest extent the law allows, we are not liable for losses arising from decisions you make based on what you read here. Nothing in these terms limits any liability that cannot lawfully be limited.

Changes

We may update these terms; the date above shows when they last changed. If you have a question about them, use the contact form.

See also our privacy policy for what we collect and why.