Guides & calculators for real money decisions

Know your numbers.
Then move.

Free calculators and plain-English guides for credit, budgeting, and getting started investing — built for people doing this on a real paycheck.

36 in-depth guides13 free calculatorsUpdated September 2026How we make money

Run your own numbers

Every calculator is free, instant, and asks for nothing.

Smart Financial Tools

Free calculators to make better financial decisions

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Debt Payoff Calculator
Find the fastest way to become debt-free

Enter a balance, rate and monthly payment to see the payoff date and the interest along the way.

Investment Growth Calculator
See how your investments can grow over time

Project a starting amount plus monthly contributions at the return and time horizon you choose.

Budget Analyzer
See where your income goes

Compare your spending against the 50/30/20 rule and find where the budget is off.

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