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Investment growth calculator
What steady contributions turn into over time — and what that pile is really worth once inflation and taxes have taken their share.
Your projection
Compounded monthly. The headline is the nominal balance; the rows below strip out inflation and tax, which is the number that actually buys groceries.
The lever that matters most early on.
The US stock market has averaged roughly 7% a year after inflation over the long run — and never in a straight line.
0% if this is all inside a Roth or other tax-free account.
You put in $65,000. Growth added $85,425.
Each step is one year. The curve bends upward because growth compounds on growth — most of it arrives late, which is why starting early beats contributing more.
A projection is not a promise — real returns arrive unevenly and some years are negative. Read the beginner's guide before you pick where to put it.