Credit Card Payoff Calculator
Create a personalized plan to pay off your credit card debt as quickly and efficiently as possible.
- Pay more than the minimum whenever possible
- Focus on highest APR cards for fastest savings (Avalanche)
- Consider a balance transfer if you qualify for a lower rate
- Track your progress and celebrate milestones
Chase Slate Edge
Balance transfer with no fee
0% Intro APR on balance transfers for 18 months
No balance transfer fee for first 60 days
No annual fee
Check your rate with no impact to your credit score
Citi Simplicity
Longest 0% intro period
0% Intro APR on balance transfers for 21 months
No late fees, no penalty rates, no annual fee
3% balance transfer fee (min $5)
Excellent credit required
More Financing Options
Capital One
Quicksilver rewards
Discover
No annual fee
American Express
Premium rewards
Bank of America
Cash back options
Debt Payoff Calculator
Create a comprehensive plan to pay off all your debts, including credit cards and loans.
Balance Transfer Guide
Learn how to effectively use balance transfers to save on interest and pay off debt faster.
Credit Score Simulator
See how paying off credit card debt affects your credit score over time.
Credit Utilization Calculator
Calculate your credit utilization ratio and learn how to optimize it for a better credit score.