Startup Cost Calculator

Estimate how much capital you'll need to start your business by calculating one-time startup costs and ongoing operating expenses.

Cost Categories
Select a category to view or add specific costs
Office Space Deposit
Facilities & Equipment one-time cost
$5,000
Office Rent
Facilities & Equipment monthly payment
$2,500
Office Furniture
Facilities & Equipment one-time cost
$7,500
Computers and Hardware
Technology one-time cost
$6,000
Software Subscriptions
Technology monthly payment
$500
Initial Inventory
Inventory & Supplies one-time cost
$10,000
Business Registration
Legal & Administrative one-time cost
$1,500
Insurance
Legal & Administrative annually payment
$2,000
Website Development
Marketing & Branding one-time cost
$3,500
Marketing & Advertising
Marketing & Branding monthly payment
$1,000
Employee Salaries
Staffing & Services monthly payment
$15,000
Startup Cost Summary
Summary of your estimated startup costs

Startup Funding Tips

  • Aim to have 6-12 months of operating expenses as a buffer
  • Consider SBA loans or startup-focused lenders for funding
  • Look into business credit cards with 0% introductory APR
  • Research local small business grants and incubator programs
Startup Funding Partners
Explore funding options for your new business with these trusted partners
Recommended
Kabbage logo

Kabbage

Fast business funding

Lines of credit up to $250,000 for qualified businesses

Simple online application with quick decisions

Access funds as soon as the same day

Over 225,000 small businesses served

SBA Loans logo

SBA Loans

Government-backed business loans

Loans up to $5 million for startup costs

Lower down payments and longer repayment terms

Competitive interest rates for qualified borrowers

America's most established small business resource

More Financing Options

Kiva logo

Kiva

0% interest microloans

Kickstarter logo

Kickstarter

Crowdfunding platform

AngelList logo

AngelList

Angel investor network

Shopify Capital logo

Shopify Capital

E-commerce funding

Business Planning Resources

Business Loan Calculator

Calculate loan payments, interest costs, and create an amortization schedule.

Break-Even Calculator

Find out when your business will become profitable by calculating your break-even point.

Business Plan Template

Comprehensive business plan template with financial projections.

Small Business Grants Guide

Explore available grants and funding opportunities for your business.

Profit Margin Calculator

Calculate gross, operating, and net profit margins for your products or services.

Market Research Tools

Resources to help you analyze your target market and competition.